MORTGAGE AND FINANCE SPECIALISTS
Loans Made Simple.
Expertise You Can Trust.
Personalised lending solutions to help you achieve your property and financial goals with confidence.
◎
Personalised Advice
Solutions tailored to you
◷
Responsive Service
Fast, reliable and proactive
◇
Clear Guidance
Transparent every step
◉
Ongoing Support
We’re with you all the way
HOME LOAN SOLUTIONS
Finance for every stage of your property journey
Explore lending options designed around where you are now and where you want to go next.
WHY CHOOSE HARNESS LENDING?
Experience. Integrity. Results.
We combine market knowledge with genuine care to deliver lending solutions that make a real difference.
✓ Access to 40+ Lenders
We compare more so you get more.
✓ Expert, Local Advice
Perth based. Client focused.
✓ Tailored Solutions
We match the right loan to your goals.
✓ Ongoing Support
We’re with you from start to finish.
We compare more so you get more.
✓ Expert, Local Advice
Perth based. Client focused.
✓ Tailored Solutions
We match the right loan to your goals.
✓ Ongoing Support
We’re with you from start to finish.
OUR SIMPLE 4-STEP PROCESS
◌
1
Discuss
We understand your goals and financial situation.
⌕
2
Compare
We research and compare suitable options.
▤
3
Apply
We handle the process for a smooth experience.
✓
4
Approve
Get the right loan solution and move forward.
“Highly recommend Harness Lending. Professional, responsive and genuinely care about their clients.”
— Sample review • replace with verified Google review
— Sample review • replace with verified Google review
▦
Free Loan Calculators
Estimate your borrowing power, repayments and much more with our easy-to-use calculators.
Borrowing Power Calculator
Open calculator →
Repayment Calculator
Open calculator →
Stamp Duty Calculator
Open calculator →
Loan Comparison Calculator
Open calculator →
FREQUENTLY ASKED QUESTIONS
Got questions? We’ve got answers.
How much can I borrow?
Borrowing capacity depends on income, expenses, liabilities, deposit, property type and lender policy. We can review your position and compare suitable lender options.
What documents do I need?
Common documents include identification, recent payslips or income evidence, bank statements, details of liabilities and property information. Requirements vary by applicant and lender.
How long does approval take?
Timeframes vary by lender and complexity. A well-prepared application can reduce avoidable delays.
Can I refinance with you?
Yes. We can review your existing lending and compare refinance options against your goals and circumstances.
Do you charge a fee?
Many residential lending services are remunerated by lenders. If any fee applies to your situation, it should be explained and disclosed before you proceed.
What types of loans do you offer?
We assist with home loans, refinancing, investment lending, construction, commercial and asset finance, plus specialist borrower scenarios.
◫
Let’s make your goals a reality.
Book a free consultation with our lending experts today.
or call us on
(08) 6280 1677
(08) 6280 1677